888-439-2009

Workers’ Compensation

Protecting your most valuable asset—your employees—starts with workers' compensation insurance. This vital coverage ensures prompt medical treatment, wage replacement, and rehabilitation services for employees in the event of work-related injuries or illnesses. For businesses, it provides financial protection and peace of mind by mitigating the risks and costs associated with workplace accidents while fulfilling legal obligations.

Investing in workers' compensation demonstrates your commitment to employee well-being, fostering a safe and supportive work environment and enhancing your reputation as a responsible and caring employer. With this comprehensive coverage, you safeguard your workforce and strengthen your business

 


Workers' compensation insurance covers a variety of expenses and benefits for employees who experience work-related injuries or illnesses. Here are the key areas it typically covers:

  • Medical Expenses: Covers the cost of medical treatment, including doctor visits, hospital stays, surgeries, medications, and rehabilitation services needed to recover from a work-related injury or illness.
  • Wage Replacement: Provides partial wage replacement for employees who are unable to work due to their injury or illness. This typically amounts to a percentage of their regular income.
  • Disability Benefits: Offers compensation for employees who suffer temporary or permanent disabilities as a result of a work-related injury or illness.
  • Rehabilitation Costs: Covers expenses related to vocational rehabilitation and physical therapy that help injured employees recover and return to work.
  • Death Benefits: Provides financial compensation to the dependents or beneficiaries of employees who die as a result of a work-related injury or illness. This may include funeral expenses and ongoing support payments.
  • Legal Fees: Covers legal expenses if there are disputes or lawsuits related to the work-related injury or illness.

Workers' compensation insurance is designed to ensure that employees receive the necessary support and financial assistance they need after a work-related incident, while also protecting employers from significant financial losses and legal liabilities.

 

 

PLEDGE INSURANCE ADVISORS
Phone: 888-439-2009
info@pledgeadvisors.com

Mailing Address:
P.O. Box 240, Story City, IA 50248

Billing Address:
P.O. Box 71171, Clive, IA 50325-0171

Physical Address:
1460 Broad Street, Story City, IA 50248

 

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