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Your home is one of your most valuable investments. Protect it with comprehensive homeowners’ insurance. No matter what coverage you need – from damages to your residence to personal liability losses – we’ll customize a policy to fit your unique needs.
A homeowner’s policy typically provides coverage for a range of risks associated with owning a home. Here are the primary types of coverage included in a standard homeowners insurance policy:
- Dwelling Coverage: Repairs or rebuilds your home if it is damaged by covered perils like fire, hail, or wind.
- Other Structures Coverage: Extends coverage to detached structures on your property, like garages and sheds.
- Personal Property Coverage: Replaces or repairs your personal belongings if they are damaged or stolen.
- Loss of Use Coverage/Additional Living Expenses (ALE): Covers temporary living expenses, such as hotel bills, rent and restaurant meals, if you cannot live in your home due to covered damage.
- Liability Coverage: Covers legal expenses and damages if you are sued for bodily injury or property damage that you or family members cause to others.
- Medical Payments to Others: Pays for medical expenses for guests who are injured on your property, regardless of fault.
PLEDGE INSURANCE ADVISORS
Phone: 888-439-2009
info@pledgeadvisors.com
Mailing Address:
P.O. Box 240, Story City, IA 50248
Billing Address:
P.O. Box 71171, Clive, IA 50325-0171
Physical Address:
1460 Broad Street, Story City, IA 50248
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