888-439-2009
Excess/Umbrella
A personal umbrella policy is essential because it provides crucial additional liability coverage beyond standard home and auto policies. This extra layer of protection is vital for safeguarding your assets and future earnings against large lawsuits that exceed the limits of your primary insurance. It offers peace of mind by covering a broad range of incidents, including legal costs for lawsuits involving libel, slander, and more.
Whether you're a homeowner, a vehicle owner, or someone with significant assets, a personal umbrella policy ensures you're fully protected against unexpected financial liabilities.
A personal umbrella policy is essential because it:
- Provides significantly higher liability coverage than standard home and auto policies, offering protection against substantial claims and lawsuits.
- Extends coverage to a wide range of incidents that may not be covered by primary insurance policies, such as libel, slander, and false arrest.
- Safeguards assets including savings and home equity from potentially devastating financial losses in the event of a large lawsuit.
- Offers peace of mind with affordable premiums and comprehensive coverage that fills gaps left by primary policies.
- Is especially crucial for individuals with high liability risks or substantial assets to protect, ensuring they are adequately covered against unforeseen legal challenges.
PLEDGE INSURANCE ADVISORS
Phone: 888-439-2009
info@pledgeadvisors.com
Mailing Address:
P.O. Box 240, Story City, IA 50248
Billing Address:
P.O. Box 71171, Clive, IA 50325-0171
Physical Address:
1460 Broad Street, Story City, IA 50248
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